{"id":3860,"date":"2020-12-15T18:46:13","date_gmt":"2020-12-15T10:46:13","guid":{"rendered":"http:\/\/www.getdrivemark.com\/my\/?p=3860"},"modified":"2022-09-07T15:30:19","modified_gmt":"2022-09-07T07:30:19","slug":"senarai-kereta-murah-baru-selamat-2023","status":"publish","type":"post","link":"https:\/\/www.getdrivemark.com\/my\/senarai-kereta-murah-baru-selamat-2023\/","title":{"rendered":"Senarai Kereta Murah Baru, Selamat Malaysia 2023 \ud83d\ude0d"},"content":{"rendered":"<p>Kereta murah baru&#8230;tapi selamat. Ada ke? ADA.<\/p>\n<p>Sikit lagi kita dah nak masuk tahun 2021. Tahun baru, kereta baru? #eh<\/p>\n<p>Setiap orang mesti ada keinginan untuk memiliki kereta tersendiri. Dah penat kerja, mestilah ada perasaan nak beri ganjaran kepada diri sendiri. \ud83d\ude0b<br \/>\nPemilihan kereta terletak kepada citarasa setiap orang atau bakal pemilik kereta.<br \/>\nSesetengah orang akan lihat kepada penjimatan minyak kereta, prestasi kereta, kereta murah, pengendalian kereta, kereta bersifat mesra alam, keselesaan dan sebagainya.<\/p>\n<p>Tiada pilihan jenis kereta yang lebih bagus daripada pilihan-pilihan jenis kereta yang lain. Ini kerana setiap orang mempunyai minat dan kepentingan yang berbeza. Walau bagaimanapun, bagi kami di DriveMark, ciri-ciri keselamatan sebuah kereta tetap menjadi pilihan utama selaras dengan misi keselamatan jalan raya. \ud83d\udc9a<\/p>\n<h2>Kereta Yang &#8216;Selamat&#8217;<\/h2>\n<p><i><span style=\"font-weight: 400;\">Apakah yang membuatkan sebuah kereta itu sebagai kereta yang selamat<\/span><\/i><span style=\"font-weight: 400;\">? \ud83d\udc96\ud83d\ude97\ud83d\udc96<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Antara ciri-ciri keselamatan utama sebuah kereta merangkumi sistem penggera kereta, beg udara, brek anti-kunci (ABS), kawalan stabiliti elektronik (ESC), tali pinggang keledar, dan kunci keselamatan kanak-kanak. <\/span><\/p>\n<p><img loading=\"lazy\" class=\"alignnone wp-image-3876 size-full\" src=\"https:\/\/www.getdrivemark.com\/my\/wp-content\/uploads\/sites\/2\/2020\/12\/Updated-Twitter_FB_Blog_Fillers.jpg\" alt=\"kereta murah baru\" width=\"3049\" height=\"1041\" \/><\/p>\n<p><span style=\"font-weight: 400;\">Sebuah kereta juga boleh mendapatkan status sebagai kenderaan selamat secara rasmi apabila model kereta terserbut telah melalui ujian kemalangan ASEAN NCAP. Klik <a href=\"https:\/\/aseancap.org\/v2\/?s=all&amp;post_type=car_result\">sini<\/a> untuk melihat dan memahami bagaimana setiap model kenderaan dinilai oleh organisasi tersebut.<\/span><\/p>\n<h2><strong>Senarai Kereta Murah Baru dan Selamat<\/strong><\/h2>\n<p>Kereta murah tidak bermaksud kereta tidak selamat. Terdapat pelbagai jenis kereta murah (atau mampu milik bagi anda) di pasaran yang dikategorikan sebagai kenderaan yang selamat. Jom kita lihat senarai di bawah!<\/p>\n<p><span style=\"font-weight: 400;\">Nota: Model-model kereta yang dipaparkan dibawah disusun mengikut <span style=\"text-decoration: underline;\">harga pasaran terkini<\/span> dan diberikan jumlah bintang keselamatan mengikut <span style=\"text-decoration: underline;\">repot ASEAN NCAP<\/span>. Harga ansuran bulanan bagi setiap model kereta bagi tempoh 6 tahun dan 9 tahun adalah berdasarkan kiraan yang melibatkan <span style=\"text-decoration: underline;\">kadar faedah 3.5%<\/span> dan <span style=\"text-decoration: underline;\">bayaran pendahuluan sebanyak 10%<\/span> daripada jumlah harga kereta.<\/span><\/p>\n<p><a href=\"#100k\">Harga Kereta \u2264 RM100,000<\/a><\/p>\n<p><a href=\"#80k\">Harga Kereta \u2264 RM80,000<\/a><\/p>\n<p><a href=\"#60k\">Harga Kereta \u2264 RM60,000<\/a><\/p>\n<p><a href=\"#40k\">Harga Kereta \u2264 RM40,000<\/a><\/p>\n<h3 id=\"100k\">Model Kereta Bawah RM100,000<\/h3>\n\n<table id=\"tablepress-60\" class=\"tablepress tablepress-id-60\">\n<thead>\n<tr class=\"row-1 odd\">\n\t<th class=\"column-1\">Model Kereta<\/th><th class=\"column-2\">Harga (RM)<\/th><th class=\"column-3\">Ansuran Bulanan (RM)<br \/>\n[6 tahun] <\/th><th class=\"column-4\">Ansuran Bulanan (RM) <br \/>\n[9 tahun] <\/th><th class=\"column-5\">Nilai ASEAN NCAP<\/th>\n<\/tr>\n<\/thead>\n<tbody class=\"row-hover\">\n<tr class=\"row-2 even\">\n\t<td class=\"column-1\">Hyundai Ioniq Hybrid (2020)<\/td><td class=\"column-2\">99,888<\/td><td class=\"column-3\">1,510.81<\/td><td class=\"column-4\">1,094.61<\/td><td class=\"column-5\">5 \u2b50<\/td>\n<\/tr>\n<tr class=\"row-3 odd\">\n\t<td class=\"column-1\">Nissan Navara (2020)<\/td><td class=\"column-2\">98,888<\/td><td class=\"column-3\">1,495.68<\/td><td class=\"column-4\">1,083.65<\/td><td class=\"column-5\">5 \u2b50<\/td>\n<\/tr>\n<tr class=\"row-4 even\">\n\t<td class=\"column-1\">Proton x70 (2020)<\/td><td class=\"column-2\">94,800<\/td><td class=\"column-3\">1,433.85<\/td><td class=\"column-4\">1,038.85<\/td><td class=\"column-5\">5 \u2b50<\/td>\n<\/tr>\n<tr class=\"row-5 odd\">\n\t<td class=\"column-1\">Chevrolet Sonic Sedan (2020)<\/td><td class=\"column-2\">94,486<\/td><td class=\"column-3\">1,429.10<\/td><td class=\"column-4\">1,035.41<\/td><td class=\"column-5\">4 \u2b50<\/td>\n<\/tr>\n<tr class=\"row-6 even\">\n\t<td class=\"column-1\">Toyota Rush (2020)<\/td><td class=\"column-2\">91,885<\/td><td class=\"column-3\">1,389.76<\/td><td class=\"column-4\">1,006.91<\/td><td class=\"column-5\">5 \u2b50<\/td>\n<\/tr>\n<tr class=\"row-7 odd\">\n\t<td class=\"column-1\">Mitsubishi Xpander (2020)<\/td><td class=\"column-2\">91,369<\/td><td class=\"column-3\">1,381.96<\/td><td class=\"column-4\">1,001.25<\/td><td class=\"column-5\">4 \u2b50<\/td>\n<\/tr>\n<tr class=\"row-8 even\">\n\t<td class=\"column-1\">Ford Ranger (2020)<\/td><td class=\"column-2\">90,888<\/td><td class=\"column-3\">1,374.68<\/td><td class=\"column-4\">995.98<\/td><td class=\"column-5\">5 \u2b50<\/td>\n<\/tr>\n<tr class=\"row-9 odd\">\n\t<td class=\"column-1\">Peugeot 208 (2020)<\/td><td class=\"column-2\">86,888<\/td><td class=\"column-3\">1,314.18<\/td><td class=\"column-4\">952.15<\/td><td class=\"column-5\">4 \u2b50<\/td>\n<\/tr>\n<tr class=\"row-10 even\">\n\t<td class=\"column-1\">Honda BR-V (2020)<\/td><td class=\"column-2\">86,726<\/td><td class=\"column-3\">1,311.73<\/td><td class=\"column-4\">950.37<\/td><td class=\"column-5\">5 \u2b50<\/td>\n<\/tr>\n<tr class=\"row-11 odd\">\n\t<td class=\"column-1\">Volkswagen Vento (2020)<\/td><td class=\"column-2\">83,709<\/td><td class=\"column-3\">1,266.10<\/td><td class=\"column-4\">917.31<\/td><td class=\"column-5\">5 \u2b50<\/td>\n<\/tr>\n<tr class=\"row-12 even\">\n\t<td class=\"column-1\">Ford Fiesta (2020)<\/td><td class=\"column-2\">83,401<\/td><td class=\"column-3\">1,261.44<\/td><td class=\"column-4\">913.94<\/td><td class=\"column-5\">5 \u2b50<\/td>\n<\/tr>\n<tr class=\"row-13 odd\">\n\t<td class=\"column-1\">Toyota Hilux (2020)<\/td><td class=\"column-2\">83,082<\/td><td class=\"column-3\">1,256.62<\/td><td class=\"column-4\">910.44<\/td><td class=\"column-5\">5 \u2b50<\/td>\n<\/tr>\n<tr class=\"row-14 even\">\n\t<td class=\"column-1\">Isuzu D-Max (2020)<\/td><td class=\"column-2\">80,149<\/td><td class=\"column-3\">1212.25<\/td><td class=\"column-4\">878.30<\/td><td class=\"column-5\">5 \u2b50<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<!-- #tablepress-60 from cache -->\n<h3 id=\"80k\">Model Kereta Bawah RM80,000<\/h3>\n\n<table id=\"tablepress-61\" class=\"tablepress tablepress-id-61\">\n<thead>\n<tr class=\"row-1 odd\">\n\t<th class=\"column-1\">Model Kereta<\/th><th class=\"column-2\">Harga  (RM)<\/th><th class=\"column-3\">Ansuran Bulanan (RM)<br \/>\n[6 tahun] <\/th><th class=\"column-4\">Ansuran Bulanan (RM) <br \/>\n[9 tahun] <\/th><th class=\"column-5\">Nilai ASEAN NCAP<\/th>\n<\/tr>\n<\/thead>\n<tbody class=\"row-hover\">\n<tr class=\"row-2 even\">\n\t<td class=\"column-1\">Proton x50 (2020)<\/td><td class=\"column-2\">79,200<\/td><td class=\"column-3\">1,197.90<\/td><td class=\"column-4\">867.90<\/td><td class=\"column-5\">5 \u2b50<\/td>\n<\/tr>\n<tr class=\"row-3 odd\">\n\t<td class=\"column-1\">Honda City (2020)<\/td><td class=\"column-2\">78,500<\/td><td class=\"column-3\">1,187.31<\/td><td class=\"column-4\">860.23<\/td><td class=\"column-5\">5 \u2b50<\/td>\n<\/tr>\n<tr class=\"row-4 even\">\n\t<td class=\"column-1\">Toyota Avanza (2020)<\/td><td class=\"column-2\">77,963<\/td><td class=\"column-3\">1,179.19<\/td><td class=\"column-4\">854.34<\/td><td class=\"column-5\">4 \u2b50<\/td>\n<\/tr>\n<tr class=\"row-5 odd\">\n\t<td class=\"column-1\">Toyota Vios (2020)<\/td><td class=\"column-2\">75,701<\/td><td class=\"column-3\">1,144.98<\/td><td class=\"column-4\">829.56<\/td><td class=\"column-5\">5 \u2b50<\/td>\n<\/tr>\n<tr class=\"row-6 even\">\n\t<td class=\"column-1\">Honda Jazz (2020)<\/td><td class=\"column-2\">75,300<\/td><td class=\"column-3\">1,138.91<\/td><td class=\"column-4\">825.16<\/td><td class=\"column-5\">5 \u2b50<\/td>\n<\/tr>\n<tr class=\"row-7 odd\">\n\t<td class=\"column-1\">Volkswagen Polo (2020)<\/td><td class=\"column-2\">74,060<\/td><td class=\"column-3\">1,120.16<\/td><td class=\"column-4\">811.57<\/td><td class=\"column-5\">4 \u2b50<\/td>\n<\/tr>\n<tr class=\"row-8 even\">\n\t<td class=\"column-1\">Mitsubishi Triton (2020)<\/td><td class=\"column-2\">73,076<\/td><td class=\"column-3\">1,105.27<\/td><td class=\"column-4\">800.79<\/td><td class=\"column-5\">5 \u2b50<\/td>\n<\/tr>\n<tr class=\"row-9 odd\">\n\t<td class=\"column-1\">Perodua Aruz (2020)<\/td><td class=\"column-2\">72,900<\/td><td class=\"column-3\">1,102.61<\/td><td class=\"column-4\">798.86<\/td><td class=\"column-5\">5 \u2b50<\/td>\n<\/tr>\n<tr class=\"row-10 even\">\n\t<td class=\"column-1\">Toyota Yaris (2019)<\/td><td class=\"column-2\">71,688<\/td><td class=\"column-3\">1,084.28<\/td><td class=\"column-4\">785.58<\/td><td class=\"column-5\">5 \u2b50<\/td>\n<\/tr>\n<tr class=\"row-11 odd\">\n\t<td class=\"column-1\">Nissan Almera (2019)<\/td><td class=\"column-2\">65,699<\/td><td class=\"column-3\">993.70<\/td><td class=\"column-4\">719.95<\/td><td class=\"column-5\">4 \u2b50<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<!-- #tablepress-61 from cache -->\n<h3 id=\"60k\">Model Kereta Bawah RM60,000<\/h3>\n\n<table id=\"tablepress-62\" class=\"tablepress tablepress-id-62\">\n<thead>\n<tr class=\"row-1 odd\">\n\t<th class=\"column-1\">Model Kereta<\/th><th class=\"column-2\">Harga (RM)<\/th><th class=\"column-3\">Ansuran Bulanan (RM)<br \/>\n[6 tahun] <\/th><th class=\"column-4\">Ansuran Bulanan (RM) <br \/>\n[9 tahun] <\/th><th class=\"column-5\">Nilai ASEAN NCAP<\/th>\n<\/tr>\n<\/thead>\n<tbody class=\"row-hover\">\n<tr class=\"row-2 even\">\n\t<td class=\"column-1\">Proton Preve (2017)<\/td><td class=\"column-2\">57,832<\/td><td class=\"column-3\">874.71<\/td><td class=\"column-4\">633.74<\/td><td class=\"column-5\">5 \u2b50<\/td>\n<\/tr>\n<tr class=\"row-3 odd\">\n\t<td class=\"column-1\">Proton Ertiga (2019)<\/td><td class=\"column-2\">56,773<\/td><td class=\"column-3\">858.69<\/td><td class=\"column-4\">622.14<\/td><td class=\"column-5\">4 \u2b50<\/td>\n<\/tr>\n<tr class=\"row-4 even\">\n\t<td class=\"column-1\">Perodua Alza (2020)<\/td><td class=\"column-2\">49,944<\/td><td class=\"column-3\">755.40<\/td><td class=\"column-4\">547.30<\/td><td class=\"column-5\">4 \u2b50<\/td>\n<\/tr>\n<tr class=\"row-5 odd\">\n\t<td class=\"column-1\">Kia Picanto (2020)<\/td><td class=\"column-2\">47,950<\/td><td class=\"column-3\">725.24<\/td><td class=\"column-4\">525.45<\/td><td class=\"column-5\">4 \u2b50<\/td>\n<\/tr>\n<tr class=\"row-6 even\">\n\t<td class=\"column-1\">Proton Persona (2020)<\/td><td class=\"column-2\">42,100<\/td><td class=\"column-3\">636.76<\/td><td class=\"column-4\">461.35<\/td><td class=\"column-5\">5 \u2b50<\/td>\n<\/tr>\n<tr class=\"row-7 odd\">\n\t<td class=\"column-1\">Perodua Myvi (2020)<\/td><td class=\"column-2\">41,292<\/td><td class=\"column-3\">624.54<\/td><td class=\"column-4\">452.49<\/td><td class=\"column-5\">5 \u2b50<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<!-- #tablepress-62 from cache -->\n<h3 id=\"40k\">Model Kereta Bawah RM40,000<\/h3>\n\n<table id=\"tablepress-63\" class=\"tablepress tablepress-id-63\">\n<thead>\n<tr class=\"row-1 odd\">\n\t<th class=\"column-1\">Model Kereta <\/th><th class=\"column-2\">Harga  (RM)<\/th><th class=\"column-3\">Ansuran Bulanan (RM)<br \/>\n[6 tahun] <\/th><th class=\"column-4\">Ansuran Bulanan (RM) <br \/>\n[9 tahun] <\/th><th class=\"column-5\">Nilai ASEAN NCAP<\/th>\n<\/tr>\n<\/thead>\n<tbody class=\"row-hover\">\n<tr class=\"row-2 even\">\n\t<td class=\"column-1\">Proton Iriz (2020) <\/td><td class=\"column-2\">36,700<\/td><td class=\"column-3\">555.09<\/td><td class=\"column-4\">402.17<\/td><td class=\"column-5\">5 \u2b50<\/td>\n<\/tr>\n<tr class=\"row-3 odd\">\n\t<td class=\"column-1\">Perodua Bezza (2020)<\/td><td class=\"column-2\">35,391<\/td><td class=\"column-3\">535.29<\/td><td class=\"column-4\">387.83<\/td><td class=\"column-5\">5 \u2b50<\/td>\n<\/tr>\n<tr class=\"row-4 even\">\n\t<td class=\"column-1\">Perodua Axia (2019)<\/td><td class=\"column-2\">33,490<\/td><td class=\"column-3\">506.54<\/td><td class=\"column-4\">366.99<\/td><td class=\"column-5\">4 \u2b50<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<!-- #tablepress-63 from cache -->\n<p>&nbsp;<\/p>\n<p style=\"text-align: center;\"><a href=\"https:\/\/dl.getdrivemark.com\/KIKTRjgRPF\"><img loading=\"lazy\" class=\"mobile alignnone wp-image-4161 size-full\" src=\"https:\/\/www.getdrivemark.com\/my\/wp-content\/uploads\/sites\/2\/2020\/03\/driver-safety-ranking-square.jpg\" alt=\"Safest driver ranking\" width=\"600\" height=\"600\" \/><\/a><\/p>\n<figure id=\"attachment_4162\" aria-describedby=\"caption-attachment-4162\" style=\"width: 995px\" class=\"wp-caption alignnone\"><a href=\"https:\/\/dl.getdrivemark.com\/KIKTRjgRPF\"><img loading=\"lazy\" class=\"desktop wp-image-4162 size-full\" src=\"https:\/\/www.getdrivemark.com\/my\/wp-content\/uploads\/sites\/2\/2020\/03\/driver-safety-ranking.jpg\" alt=\"Safest driver ranking app\" width=\"995\" height=\"275\" \/><\/a><figcaption id=\"caption-attachment-4162\" class=\"wp-caption-text\">DriveMark allows family members to complete to be the safest driver in the circle, thus making your family members to be safer on the road. \ud83d\udc49\ud83c\udffb <a href=\"https:\/\/dl.getdrivemark.com\/KIKTRjgRPF\">Click to install DriveMark app<\/a><\/figcaption><\/figure>\n<h2><strong>Kelebihan Memilih Kereta Murah Baru yang Selamat\u00a0<\/strong><\/h2>\n<p><span style=\"font-weight: 400;\">Berikut merupakan beberapa kelebihan-kelebihan memilih kereta yang selamat:<\/span><\/p>\n<ol>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Mengurangkan impak kemalangan kenderaan. \ud83d\ude97 &lt;&#8212;&gt; \ud83d\ude99<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Pemandu dan penumpang-penumpang, terutama kanak-kanak, terselamat daripada kecederaan yang lebih serius. \ud83d\udc68\ud83d\udc69\ud83e\uddd2<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Membolehkan pemandu untuk mengawal kereta dengan lebih baik semasa detik-detik cemas. \ud83e\uddbe<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Mengurangkan risiko yang boleh menyebabkan kereta terlibat dalam kemalangan \ud83d\ude98\ud83d\udd1b<\/span><\/li>\n<\/ol>\n<h2><strong>4 Tips ANDA Perlu Tahu Sebelum Beli Kereta Baru<\/strong><\/h2>\n<p><span style=\"font-weight: 400;\">Pemilikan sebuah kereta amat mengujakan bagi setiap orang. Lebih-lebih lagi jika pemilikan tersebut dibeli atas hasil titik peluh sendiri.\ud83d\udcaa\ud83d\ude05\u00a0 Ia adalah penting untuk melakukan \u2018homework\u2019 anda terlebih dahulu sebelum membuat sebarang keputusan. Terdapat banyak tanggungjawab dan sejumlah wang yang perlu anda sediakan untuk memiliki kereta. Bukan sahaja ansuran pinjaman kereta bulanan yang perlu diselesaikan, malah insurans kereta, cukai jalan, servis dan penyelenggaraan juga perlu diselesaikan. <\/span><span style=\"font-weight: 400;\">Kenal pasti 4 tips yang perlu anda ketahui sebagai seorang pembeli kereta baru dibawah.<\/span><\/p>\n<h3><strong><span style=\"text-decoration: underline;\">Kos kereta kurang daripada pendapatan tahunan<\/span><\/strong><\/h3>\n<p><span style=\"font-weight: 400;\">Kalau dilihatkan kepada pelbagai tips pembelian kereta, ramai nasihatkan penggunaan formula bank \u2018 \u2153 pendapatan anda\u2019.<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><span style=\"font-weight: 400;\">\ud83d\ude45\u200d\u2640\ufe0f BERHENTI.\ud83d\ude45\u200d\u2640\ufe0f<br \/>\n<\/span>Ini sebenarnya boleh menyebabkan bebanan yang besar kepada anda. Sebaliknya, pilihlah kereta yang kurang daripada pendapatan tahunan anda.<\/p>\n<p><span style=\"font-weight: 400;\">Contoh: Aishah memperoleh RM3,000 sebulan, maka pendapatan tahunannya ialah RM36,000. Kereta baru yang sesuai baginya merangkumi kos sekitar RM25,000 sehingga RM35,000.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Dengan pilihan yang bijak ini, anda akan mendapat lebih banyak kebebasan untuk membayar keperluan lain seperti petrol, tol, cukai jalan, insurans, tempat letak kereta, servis kereta dan sebagainya.<\/span><\/p>\n<h3><strong><span style=\"text-decoration: underline;\">Bayaran bulanan \u2264 15%\u00a0 pendapatan bulanan\u00a0<\/span><\/strong><\/h3>\n<p><span style=\"font-weight: 400;\">Formula di atas juga boleh digunakan untuk pembelian kereta. Pastikan ansuran bulanan kereta kurang \u2b07\ufe0f 15% daripada pendapatan bulanan anda.\u00a0<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><span style=\"font-weight: 400;\">Contoh, pendapatan bulanan Aishah, RM3000 x 15% = RM450 jumlah maksimum bayaran ansuran bulanan. <\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><span style=\"font-weight: 400;\">Oleh itu, bayaran ansuran bulanan kereta anda seeloknya tidak melebihi RM450. \ud83d\udd12<\/span><\/p>\n<h3><strong><span style=\"text-decoration: underline;\">Dapatkan pinjaman kereta<\/span><\/strong><\/h3>\n<p><span style=\"font-weight: 400;\">Dah jumpa kereta yang sesuai dengan kemampuan anda? Kita beralih pula kepada pinjaman kereta. Seperti yang disenaraikan oleh Auto Sentral, terdapat 3 rahsia pinjaman kereta yang perlu anda ketahui apabila ingin mendapatkan pinjaman kereta. Rahsia-rahsia ini merangkumi:<\/span><\/p>\n<ol>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\"><strong>Penjamin \ud83d\udc6a<\/strong> &#8211; Pihak bank akan meminta ada untuk menyediakan dan menamakan penjamin jika anda membuat pinjaman pertama kali, sejarah kredit akaun tidak stabil, tiada sejarah kredit.<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\"><strong>Kadar faedah bank\u00a0 \u261d\ufe0f\ud83d\udc47\u00a0<\/strong> &#8211; Kadar faedah akan lebih tinggi bagi harga kereta yang rendah dan faedah yang lebih rendah bagi harga kereta tinggi. Kadar faedah yang berbeza juga berdasarkan: kadar rujukan di setiap bank, jumlah pinjaman dan tempoh pinjaman, sejarah kredit peminjam, usia kereta, dan promosi pinjaman bank.<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\"><strong>Bayaran pendahuluan \ud83d\udcb8<\/strong> &#8211; Semakin banyak bayaran pendahuluan anda, semakin sedikit jumlah faedah ansuran bulanan kereta anda dan sebaliknya. Pinjaman kereta 5 tahun secara amnya mempunyai jumlah faedah yang lebih rendah berbanding pinjamin kereta selama 9 tahun.<\/span><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">Sila klik <\/span><a href=\"https:\/\/www.autosentral.com\/blog\/5-rahsia-pinjaman-kereta-ketahui-sebelum-membeli-kereta-jadilah-pembeli\"><span style=\"font-weight: 400;\">sini<\/span><\/a><span style=\"font-weight: 400;\"> untuk baca artikel tersebut dengan lebih lanjut atau melakukan kiraan mudah bagi kadar faedah mengikut bank di <\/span><a href=\"https:\/\/www.imoney.my\/ms\/pinjaman-kereta\"><span style=\"font-weight: 400;\">iMoney.my<\/span><\/a><\/p>\n<h3><strong><span style=\"text-decoration: underline;\">Kekalkan nilai kereta<\/span><\/strong><\/h3>\n<p><span style=\"font-weight: 400;\">Setelah berjaya memiliki kereta anda, ia adalah penting bagi anda untuk menjaga kereta tersebut dengan baik. Kereta yang dijaga dengan baik adalah bagi mengekalkan nilainya sekiranya anda mahu menjual kereta tersebut pada masa akan datang. Ya, sebuah kereta boleh dipengaruhi oleh pelbagai faktor yang menyebabkan nilainya untuk turun. <\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><span style=\"font-weight: 400;\">Walau bagaimanapun, penurunan ini boleh diperlahankan dari masa ke masa apabila anda: \ud83e\uddfc\u2728\ud83d\udd15\ud83d\udd27<\/span><\/p>\n<ol>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Mencuci kereta dengan kerap<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Baiki bunyi pelik yang datang daripada enjin kereta<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Pastikan bahagian dalam sentiasa bersih dan berbau segar<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Servis dan selenggara kereta dengan kerap<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Elakkan pengubahsuaian kereta secara melampau<\/span><\/li>\n<\/ol>\n<p>&nbsp;<\/p>\n<p style=\"text-align: center;\"><a href=\"https:\/\/dl.getdrivemark.com\/KIKTRjgRPF\"><img loading=\"lazy\" class=\"mobile alignnone wp-image-4149 size-full\" src=\"https:\/\/www.getdrivemark.com\/my\/wp-content\/uploads\/sites\/2\/2020\/03\/family-driving-safety-square.jpg\" alt=\"Family Driving Safety app\" width=\"600\" height=\"600\" \/><\/a><\/p>\n<figure id=\"attachment_4150\" aria-describedby=\"caption-attachment-4150\" style=\"width: 995px\" class=\"wp-caption alignnone\"><a href=\"https:\/\/dl.getdrivemark.com\/KIKTRjgRPF\"><img loading=\"lazy\" class=\"desktop wp-image-4150 size-full\" src=\"https:\/\/www.getdrivemark.com\/my\/wp-content\/uploads\/sites\/2\/2020\/03\/family-driving-safety.jpg\" alt=\"Family driving safety app\" width=\"995\" height=\"275\" \/><\/a><figcaption id=\"caption-attachment-4150\" class=\"wp-caption-text\">\ud83d\ude0d Datin S. Zaharah dan keluarga menggunakan app DriveMark untuk memastikan keselamatan semasa memandu. App DriveMark akan detect sebarang kemalangan yang serius dan akan menghubungi ahli keluarga secara automatik. App DriveMark adalah percuma di Google Play dan Apple AppStore. \ud83d\udc49\ud83c\udffb <a href=\"https:\/\/dl.getdrivemark.com\/KIKTRjgRPF\">Click untuk Install App<\/a><\/figcaption><\/figure>\n<p>Kami berharap artikel ini dapat sedikit sebanyak membantu anda dalam mencari kereta yang bersesuaian dengan anda. Kalau dah jumpa kereta tersebut, jom semak harga cukai jalan kereta di artikel DriveMark: <a href=\"https:\/\/www.getdrivemark.com\/my\/senarai-harga-road-tax-kereta-malaysia-2020\/\">Senarai Harga Road Tax Kereta Malaysia (2020)<\/a> \ud83d\udd0d<\/p>\n","protected":false},"excerpt":{"rendered":"<p class=\"blog-excerp\">Kereta murah baru&#8230;tapi selamat. Ada ke? ADA. Sikit lagi kita dah nak masuk tahun 2021. Tahun baru, kereta baru? #eh Setiap orang mesti ada keinginan untuk memiliki kereta tersendiri. Dah penat kerja, mestilah ada perasaan nak beri ganjaran kepada diri sendiri. \ud83d\ude0b Pemilihan kereta terletak kepada citarasa setiap orang atau bakal pemilik kereta. Sesetengah orang [&#8230;]<\/p>\n<p class=\"blog-excerp\"><a class=\"btn btn-secondary understrap-read-more-link\" href=\"https:\/\/www.getdrivemark.com\/my\/senarai-kereta-murah-baru-selamat-2023\/\">Read More&#8230;<\/a><\/p>\n","protected":false},"author":4,"featured_media":3895,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[5,36,3,9],"tags":[],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Senarai Kereta Murah Baru, Selamat Malaysia 2023 \ud83d\ude0d - DriveMark - Safer Roads Together<\/title>\n<meta name=\"description\" content=\"Adakah anda sedang mencari model kereta murah baru dan selamat? Jom semak senarai kereta murah di sini! Kereta idaman anda mungkin ada dalam senarai ini! \ud83d\ude09\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.getdrivemark.com\/my\/senarai-kereta-murah-baru-selamat-2023\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Senarai Kereta Murah Baru, Selamat Malaysia 2023 \ud83d\ude0d - DriveMark - Safer Roads Together\" \/>\n<meta property=\"og:description\" content=\"Adakah anda sedang mencari model kereta murah baru dan selamat? Jom semak senarai kereta murah di sini! Kereta idaman anda mungkin ada dalam senarai ini! \ud83d\ude09\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.getdrivemark.com\/my\/senarai-kereta-murah-baru-selamat-2023\/\" \/>\n<meta property=\"og:site_name\" content=\"DriveMark - Safer Roads Together\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/drivemarkapp\/\" \/>\n<meta property=\"article:published_time\" content=\"2020-12-15T10:46:13+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2022-09-07T07:30:19+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.getdrivemark.com\/my\/wp-content\/uploads\/sites\/2\/2020\/12\/Senarai-Kereta-Murah-Selamat-Malaysia-2021.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"630\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Aqilah\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@drivemarkapp\" \/>\n<meta name=\"twitter:site\" content=\"@drivemarkapp\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Aqilah\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"6 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.getdrivemark.com\/my\/senarai-kereta-murah-baru-selamat-2023\/\",\"url\":\"https:\/\/www.getdrivemark.com\/my\/senarai-kereta-murah-baru-selamat-2023\/\",\"name\":\"Senarai Kereta Murah Baru, Selamat Malaysia 2023 \ud83d\ude0d - DriveMark - Safer Roads Together\",\"isPartOf\":{\"@id\":\"https:\/\/www.getdrivemark.com\/my\/#website\"},\"datePublished\":\"2020-12-15T10:46:13+00:00\",\"dateModified\":\"2022-09-07T07:30:19+00:00\",\"author\":{\"@id\":\"https:\/\/www.getdrivemark.com\/my\/#\/schema\/person\/cf1be8722cc8d092e67424b08812027e\"},\"description\":\"Adakah anda sedang mencari model kereta murah baru dan selamat? 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